HomeResearch › New launch vs resale: which made more money?
Updated 17 Jul 2026 · 5 case studies · own URA medians + independent 450k-pair study

New launch vs resale: which made more money?

TL;DR

“Just buy a new launch — it always goes up.” It’s the most repeated line in Singapore property. But if you had the same budget and the same moment in time, would buying new from the developer really have beaten buying a resale next door? We put the belief against the evidence — the long-run record, and five real head-to-heads across five different markets.

The honest headline

The strongest evidence is an independent study of 450,000+ matched URA buy–sell pairs since 1995 — i.e. realised profit on the same unit, not $psf averages. Over the full 25 years, buying resale and selling resale actually returned more per deal than buying a new launch and selling it later. The developer premium ate the extra appreciation.

Average realised gain per deal — new-launch-then-resale vs resale-then-resale

Bought new launch, sold as resaleBought resale, sold resale
0%10%20%30%40%+27.1%+34.7%Over 25 years+7.9%+6.9%Since 2011 (SSD era)+11.8%+10.6%Past ~5 years

Matched same-unit URA transaction pairs. The new-launch route trailed over 25 years; it only edges ahead in the more recent windows — and even then by ~1 percentage point.

Key finding: a new launch is not a sure win. What it has offered — especially since 2011 — is a higher hit-rate and smaller losses, not bigger average gains: 80.3% of new-launch owners sold at a profit vs 71.3% of resale owners (since 2011); 88.7% vs 83.4% over the past ~5 years.
+27% vs +34%
Avg realised gain, 25 yrs (new vs resale)
80% vs 71%
Sold at a profit, since 2011
8.6 vs 5.9 yrs
Typical hold (new vs resale)
~10–25%
Quantum premium you pay for new

The premium you actually pay

On a $psf basis a new launch looks 30–50% dearer than nearby resale — a scary headline. But new units are smaller, so on total price (quantum) the real gap a buyer swallows is usually only ~10–25%. That quantum premium — plus 3–4 years of forgone rent while the project is built — is exactly what the new launch’s later appreciation has to claw back before it’s ahead.

During those 3–4 construction years a resale is already collecting rent. At ~3.5% gross on a ~$1.5m home that’s roughly $150,000–$210,000 of income the new-launch buyer gives up — the hidden cost behind resale’s strong realised record.

Five head-to-heads across five markets

Each case pairs a new launch with a matched resale nearby — chosen to be close on size, tenure and distance to MRT so we compare like with like (each card lists these). Entry $psf are the exact median in that year from historical URA transaction records; “now” $psf are our own URA last-12-month medians. Both sides are 99-yr leasehold unless noted.

2009 · post-GFC trough · OCR
Jurong Lake District
New launch: Caspian ★
+148%
~$648 (2009) → $1,605 psf
712 units · 99-yr lease from 2008 · ~356 m to Lakeside MRT · completed 2012
Resale nearby: The Lakeshore
+92%
~$779 (2009) → $1,499 psf
848 units · 99-yr lease from 2002 · ~235 m to Lakeside MRT · completed 2008
New launch won

CDL priced Caspian aggressively to reopen a frozen post-Lehman market. A 2009 buyer paid ~$648 psf for the brand-new launch vs ~$779 for the resale on the same street (both by Lakeside MRT, both ~700–850 units, both 99-yr) — then rode the Jurong Lake District story on a fresher lease.

2012 · pre-TDSR peak · RCR prime
Bishan (D20)
New launch: Sky Habitat
+24%
~$1,608 (2012) → $1,986 psf
509 units · 99-yr lease from 2011 · ~317 m to Bishan MRT · completed 2015
Resale nearby: Clover By The Park ★
+73%
~$1,125 (2012) → $1,944 psf
616 units · 99-yr lease from 2007 · ~976 m to Bishan MRT · completed 2011
Resale won

The cautionary case. CapitaLand launched Sky Habitat at the very top of the 2012 market (~$1,600 psf) and later had to cut prices. A buyer who took the cheaper, similar-sized 99-yr resale a street away (Clover By The Park, ~$1,125) roughly tripled the return — even though Sky Habitat sits closer to Bishan MRT. Overpaying the launch premium at the peak is where ‘new’ hurts most.

2014 · cooling-measure soft market · OCR
Pasir Ris
New launch: Coco Palms ★
+66%
~$1,021 (2014) → $1,696 psf
944 units · 99-yr lease from 2008 · ~416 m to Pasir Ris MRT · completed 2018
Resale nearby: NV Residences
+25%
~$1,114 (2014) → $1,394 psf
642 units · 99-yr lease from 2008 · ~665 m to Pasir Ris MRT · completed 2013
New launch won

Same town, same year, same tenure, same MRT. CDL launched Coco Palms (~$1,021) on cheap legacy land at roughly the same $psf as a 1-year-old resale next door (NV Residences, ~$1,114) — and a full new-build lifecycle compounded the gap.

2018 · collective-sale wave · RCR fringe
Eunos / Geylang (D14)
New launch: Parc Esta
+35%
~$1,700 (2018) → $2,288 psf
1,399 units · 99-yr lease from 2018 · ~229 m to Eunos MRT · completed 2022
Resale nearby: Sims Urban Oasis
+28%
~$1,500 (2018) → $1,926 psf
1,024 units · 99-yr lease from 2014 · ~350 m to Aljunied MRT · completed 2017
Effectively a tie

A near dead-heat. The en-bloc wave and Paya Lebar Central lifted the whole corridor; because the resale alternative (Sims Urban Oasis) was itself only ~4 years old, the new-launch edge nearly vanished.

2021 · COVID / early boom · RCR
Clementi / Kent Ridge (D5)
New launch: Normanton Park
+11%
~$1,815 (2021) → $2,023 psf
1,840 units · 99-yr lease from 2019 · ~1086 m to Kent Ridge MRT · completed 2023
Resale nearby: The Trilinq
+18%
~$1,533 (2021) → $1,802 psf
755 units · 99-yr lease from 2012 · ~549 m to Clementi MRT · completed 2017
Effectively a tie

Too soon to separate. Both are up low-to-mid teens %; the 2021 launch premium is still being ‘worked off’, and Normanton Park’s distance from the MRT (~1.1 km) offsets its newer lease. The clear outperformance in the older cases only crystallised several years after completion.

Scorecard

Market / areaNew launchGainResale nearbyGainWinner
Jurong Lake DistrictCaspian+148%The Lakeshore+92%New
Bishan (D20)Sky Habitat+24%Clover By The Park+73%Resale
Pasir RisCoco Palms+66%NV Residences+25%New
Eunos / Geylang (D14)Parc Esta+35%Sims Urban Oasis+28%Tie
Clementi / Kent Ridge (D5)Normanton Park+11%The Trilinq+18%Tie

Tally: new launch won 2, resale won 1, 2 effectively tied. The wins clustered where the launch was priced at or below nearby resale (a weak market or cheap legacy land); the loss came from overpaying a prime leasehold at the peak.

So — which makes more money?

Neither, automatically. The label “new” is not the edge; the entry price and the timing are. A new launch beats resale when you buy near the bottom of the developer’s own price ladder — in a soft market, on cheap land — and hold long enough (7+ years) to recover the premium and the lost rent. A resale wins when the new-launch quantum premium is steep, when launch pricing is plateauing, when you want rent from day one or a bigger unit for the budget, or when you can find an under-priced resale below fair value.

Where does a specific launch sit on that ladder?

The whole game is telling a fairly-priced launch from a peak-of-the-ladder one — against the resale right next door. That’s the exact read our team does on a project before you commit.

Get a launch-vs-resale read on a project ›  ·  See the like-for-like premium study

How is this worked out? — data, method, sources & limits
Long-run record
The 25-year / since-2011 / 5-year gain and profit-rate figures are from an independent analysis of 450,000+ matched same-unit URA buy–sell pairs (realised profit, not $psf drift). We cite it as external evidence; the underlying transactions are URA caveats.
Case “now” $psf
Each project’s current figure is our own median $psf over the last 12 months from URA caveat data (homevestor.sqlite), so the recent leg is like-for-like and compliant.
Case entry $psf
Each side’s entry price is the median $psf transacted in that year, from historical URA transaction records — not an estimate. % gains are $psf-based.
Matched controls
Comparators are picked to be close on project size (units), tenure and distance to MRT, all shown on each card, so the head-to-head is like-for-like. Where a control still differs (e.g. Normanton Park sits further from the MRT), it is stated in the note. A gap under ~8pp over a multi-year hold is called an effective tie.
Note: $psf appreciation is not the same as money-in-pocket. It excludes rental income (which favours resale), the progressive-payment interest saving (which favours new launch), and ABSD/BSD/SSD. Five cases illustrate the mechanism — they are not a statistical sample.
For educational purposes only — not financial advice. Confirm all figures independently before making any decision.